FundFlow Financials Terms & Conditions

Welcome to FundFlow Financials. By accessing or saving through our platform, you agree to the following terms and conditions. Please read these terms carefully before making any savings.

1. Savings Returns

1.1 20% ROI Eligibility

To qualify for a 20% Return on Savings (ROI), your total capital must reach or exceed ₦500,000 within a 12-month period.
The ROI and capital will be paid out annually at the end of the savings term.

1.2 10% ROI Eligibility

If your capital is below ₦500,000, you will qualify for a 10% ROI.
The ROI and capital will be paid out annually at the end of the savings term.

2. Withdrawal and Early Exit
2.1 Early Withdrawal Conditions

If you decide to withdraw your funds before the agreed term ends, a 3.5% deduction will be applied to your total capital.
This penalty will be deducted from your capital before any refund is processed.

3. Contract Period and Termination
3.1 Contract Period

The savings contract is valid for the term agreed upon at the time of saving.

3.2 Termination by Either Party

You or FundFlow Financials may terminate the savings agreement with notice:
2 months’ notice for contracts up to one year.
3 months’ notice for contracts exceeding one year.
Notices must be submitted in writing, either by hand delivery or via certified mail.

4. Amendments to Terms
FundFlow Financials reserves the right to amend these terms at any time.
Any changes will be communicated to savers via email or posted on the website.
Continued use of our services after any changes indicates acceptance of the updated terms.

5. Governing Law and Jurisdiction
These terms are governed by the laws of Nigeria, and any disputes will be resolved in the Lagos State High Court.

6. Confidentiality
Both FundFlow Financials and its savers agree to keep all personal and savings-related information confidential.

7. Registration Fee
A ₦1,000 registration fee must be paid before an account is activated. This fee is separate from the saved capital and is required to begin saving with FundFlow Financials.

8. Third-Party Rights
Savers have the option to appoint a successor to their savings in the event of unforeseen circumstances. No third-party rights shall be granted without explicit approval from FundFlow Financials.
By proceeding with any savings through FundFlow Financials, you acknowledge that you have read, understood, and agree to these terms and conditions..